Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$555,095$539,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,775$0
Note rate4.200%7.400%
Blended rate4.200%7.640%
1st payment$2,926.77$3,732.62
2nd payment$0.00$0.00
Taxes / mo$245.58$245.58
Insurance / mo$166.67$166.67
MI / mo$0.00$107.82
HOA / mo$6.67$6.67
Total monthly$3,345.69$4,259.36
Cash to close$43,905$59,900