Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$315,763$315,763$638,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$322,337$0
Funding fee$1,579$1,579$0
Note rate2.830%2.830%7.400%
Blended rate2.830%5.315%7.640%
1st payment$1,497.34$1,497.34$4,418.08
2nd payment$0.00$2,081.76$0.00
Taxes / mo$393.92$393.92$393.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,107.93$4,189.69$5,156.28
Cash to close$393,237$70,900$70,900