Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$530,933$530,933$683,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$152,977$0
Funding fee$2,655$2,655$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.025%7.640%
1st payment$2,484.73$2,484.73$4,735.25
2nd payment$0.00$1,019.85$0.00
Taxes / mo$409.42$409.42$409.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$136.78
HOA / mo$7.92$7.92$7.92
Total monthly$3,118.73$4,138.58$5,506.04
Cash to close$228,967$75,990$75,990