Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$467,100
Remaining term (yrs)——30.0
Secondary amount$0$467,100$0
Funding fee$0$0$0
Note rate0.000%0.000%7.400%
Blended rate0.850%7.750%7.640%
1st payment$0.00$0.00$3,234.11
2nd payment$0.00$3,016.69$0.00
Taxes / mo$251.50$251.50$251.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.42
HOA / mo$0.00$0.00$0.00
Total monthly$418.17$3,434.85$3,745.69
Cash to close$519,000$51,900$51,900