Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,048$287,048$539,820
Remaining term (yrs)25.025.030.0
Secondary amount$0$252,772$0
Funding fee$1,435$1,435$0
Note rate2.900%2.900%7.400%
Blended rate2.900%5.171%7.640%
1st payment$1,340.26$1,340.26$3,737.60
2nd payment$0.00$1,632.48$0.00
Taxes / mo$169.08$169.08$169.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.96
HOA / mo$30.00$30.00$30.00
Total monthly$1,706.01$3,338.49$4,211.32
Cash to close$312,752$59,980$59,980