Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$643,026$598,500
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$3,215$0
Note rate4.125%7.400%
Blended rate4.125%7.640%
1st payment$3,381.52$4,143.89
2nd payment$0.00$0.00
Taxes / mo$694.08$694.08
Insurance / mo$166.67$166.67
MI / mo$0.00$119.70
HOA / mo$59.00$59.00
Total monthly$4,301.27$5,183.34
Cash to close$21,974$66,500