Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,360$377,999
Remaining term (yrs)25.130.0
Secondary amount$0$0
Funding fee$1,882$0
Note rate3.070%7.400%
Blended rate3.070%7.640%
1st payment$1,786.63$2,617.19
2nd payment$0.00$0.00
Taxes / mo$162.17$162.17
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$8.33$8.33
Total monthly$2,107.13$3,013.29
Cash to close$43,639$42,000