Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$515,838$515,838$607,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$91,662$0
Funding fee$2,579$2,579$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.710%7.640%
1st payment$2,373.95$2,373.95$4,206.21
2nd payment$0.00$687.47$0.00
Taxes / mo$288.42$288.42$288.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,829.03$3,516.50$4,782.79
Cash to close$159,162$67,500$67,500