Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$521,720$521,720$539,910
Remaining term (yrs)25.625.630.0
Secondary amount$0$48,185$0
Funding fee$0$0$0
Note rate4.980%4.980%7.400%
Blended rate5.830%6.341%7.640%
1st payment$2,999.31$2,999.31$3,738.23
2nd payment$0.00$476.83$0.00
Taxes / mo$346.58$346.58$346.58
Insurance / mo$166.67$166.67$166.67
MI / mo$396.66$396.66$107.98
HOA / mo$95.67$95.67$95.67
Total monthly$4,004.89$4,481.72$4,455.13
Cash to close$78,180$29,995$59,990