Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,304$269,999
Remaining term (yrs)24.530.0
Secondary amount$0$0
Funding fee$1,332$0
Note rate3.080%7.320%
Blended rate3.080%7.560%
1st payment$1,285.40$1,854.71
2nd payment$0.00$0.00
Taxes / mo$156.75$156.75
Insurance / mo$150.00$150.00
MI / mo$0.00$54.00
HOA / mo$344.00$344.00
Total monthly$1,936.15$2,559.46
Cash to close$33,695$30,000