Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$259,028$121,500
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,295$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$1,734.99$841.24
2nd payment$0.00$0.00
Taxes / mo$78.25$78.25
Insurance / mo$150.00$150.00
MI / mo$0.00$24.30
HOA / mo$356.00$356.00
Total monthly$2,319.24$1,449.79
Cash to close$0$13,500