Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,033$379,033$539,100
Remaining term (yrs)24.324.330.0
Secondary amount$0$160,067$0
Funding fee$1,895$1,895$0
Note rate2.890%2.890%7.400%
Blended rate2.890%4.407%7.640%
1st payment$1,804.78$1,804.78$3,732.62
2nd payment$0.00$1,067.11$0.00
Taxes / mo$310.92$310.92$310.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,282.36$3,349.48$4,318.02
Cash to close$219,967$59,900$59,900