Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$334,719$334,719$342,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$26,281$0
Funding fee$1,674$1,674$0
Note rate5.520%5.520%7.400%
Blended rate5.520%5.983%7.640%
1st payment$2,025.80$2,025.80$2,367.94
2nd payment$0.00$260.08$0.00
Taxes / mo$432.00$432.00$432.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.40
HOA / mo$221.00$221.00$221.00
Total monthly$2,828.80$3,088.87$3,239.34
Cash to close$45,281$19,000$38,000