Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$427,499
Remaining term (yrs)——30.0
Secondary amount$0$427,499$0
Funding fee$0$0$0
Note rate0.000%0.000%7.400%
Blended rate0.000%7.750%7.640%
1st payment$0.00$0.00$2,959.92
2nd payment$0.00$2,760.93$0.00
Taxes / mo$348.00$348.00$348.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$29.00$29.00$29.00
Total monthly$543.67$3,304.60$3,589.08
Cash to close$474,999$47,500$47,500