Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$128,205$128,205$539,100
Remaining term (yrs)15.415.430.0
Secondary amount$0$410,895$0
Funding fee$641$641$0
Note rate3.920%3.920%7.400%
Blended rate3.920%6.839%7.640%
1st payment$917.26$917.26$3,732.62
2nd payment$0.00$2,653.70$0.00
Taxes / mo$88.58$88.58$88.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$20.42$20.42$20.42
Total monthly$1,192.93$3,846.63$4,116.11
Cash to close$470,795$59,900$59,900