Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$585,715$575,100
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,929$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$3,888.36$3,981.88
2nd payment$0.00$0.00
Taxes / mo$231.17$231.17
Insurance / mo$166.67$166.67
MI / mo$0.00$115.02
HOA / mo$0.00$0.00
Total monthly$4,286.19$4,494.73
Cash to close$53,285$63,900