Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$644,126$602,910
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$3,221$0
Note rate6.820%7.320%
Blended rate6.820%7.560%
1st payment$4,332.13$4,141.57
2nd payment$0.00$0.00
Taxes / mo$412.92$412.92
Insurance / mo$166.67$166.67
MI / mo$0.00$120.58
HOA / mo$78.33$78.33
Total monthly$4,990.05$4,920.07
Cash to close$25,774$66,990