Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$658,097$585,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.090%7.320%
Blended rate6.640%7.560%
1st payment$4,085.54$4,018.54
2nd payment$0.00$0.00
Taxes / mo$590.75$590.75
Insurance / mo$166.67$166.67
MI / mo$309.33$117.00
HOA / mo$45.00$45.00
Total monthly$5,197.29$4,937.96
Cash to close$0$65,000