Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$682,781$682,781$765,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$82,219$0
Funding fee$3,414$3,414$0
Note rate3.750%3.750%7.400%
Blended rate3.750%4.314%7.640%
1st payment$3,455.43$3,455.43$5,296.71
2nd payment$0.00$616.65$0.00
Taxes / mo$366.25$366.25$366.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.00
HOA / mo$7.50$7.50$7.50
Total monthly$4,045.84$4,662.49$6,040.12
Cash to close$167,219$85,000$85,000