Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$169,927$169,927$193,500
Remaining term (yrs)22.222.230.0
Secondary amount$0$34,323$0
Funding fee$0$0$0
Note rate4.870%4.870%7.400%
Blended rate5.720%6.754%7.640%
1st payment$1,041.34$1,041.34$1,339.75
2nd payment$0.00$339.65$0.00
Taxes / mo$159.25$159.25$159.25
Insurance / mo$150.00$150.00$150.00
MI / mo$139.46$139.46$38.70
HOA / mo$370.00$370.00$370.00
Total monthly$1,860.05$2,199.70$2,057.70
Cash to close$45,073$10,750$21,500