Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$570,621$495,000
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,853$0
Note rate3.450%7.400%
Blended rate3.450%7.640%
1st payment$2,806.30$3,427.28
2nd payment$0.00$0.00
Taxes / mo$391.50$391.50
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$348.00$348.00
Total monthly$3,712.47$4,432.45
Cash to close$0$55,000