Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$653,517$616,410
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$3,268$0
Note rate6.260%7.320%
Blended rate6.260%7.560%
1st payment$4,209.79$4,234.31
2nd payment$0.00$0.00
Taxes / mo$523.50$523.50
Insurance / mo$166.67$166.67
MI / mo$0.00$123.28
HOA / mo$100.00$100.00
Total monthly$4,999.96$5,147.76
Cash to close$31,383$68,490