Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$804,346$774,000
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$4,022$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$5,136.50$5,359.02
2nd payment$0.00$0.00
Taxes / mo$476.25$476.25
Insurance / mo$216.67$216.67
MI / mo$0.00$154.80
HOA / mo$76.75$76.75
Total monthly$5,906.17$6,283.49
Cash to close$55,654$86,000