Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$122,713$122,713$179,100
Remaining term (yrs)24.624.630.0
Secondary amount$0$56,387$0
Funding fee$614$614$0
Note rate3.080%3.080%7.400%
Blended rate3.080%4.944%7.640%
1st payment$590.98$590.98$1,240.05
2nd payment$0.00$422.90$0.00
Taxes / mo$114.12$114.12$114.12
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.82
HOA / mo$315.00$315.00$315.00
Total monthly$1,170.10$1,593.00$1,854.99
Cash to close$76,287$19,900$19,900