Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$732,715$706,499
Remaining term (yrs)24.730.0
Secondary amount$0$0
Funding fee$3,664$0
Note rate2.940%7.400%
Blended rate2.940%7.640%
1st payment$3,467.49$4,891.66
2nd payment$0.00$0.00
Taxes / mo$500.08$500.08
Insurance / mo$216.67$216.67
MI / mo$0.00$141.30
HOA / mo$90.67$90.67
Total monthly$4,274.91$5,840.38
Cash to close$52,284$78,500