Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$532,427$512,999
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.340%7.320%
Blended rate6.890%7.560%
1st payment$3,448.33$3,523.95
2nd payment$0.00$0.00
Taxes / mo$283.25$283.25
Insurance / mo$166.67$166.67
MI / mo$254.27$102.60
HOA / mo$85.00$85.00
Total monthly$4,237.51$4,161.46
Cash to close$37,572$57,000