Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$533,840$504,000
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,669$0
Note rate6.010%7.320%
Blended rate6.010%7.560%
1st payment$3,226.86$3,462.13
2nd payment$0.00$0.00
Taxes / mo$186.67$186.67
Insurance / mo$166.67$166.67
MI / mo$0.00$100.80
HOA / mo$0.00$0.00
Total monthly$3,580.19$3,916.26
Cash to close$26,160$56,000