Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$627,420$539,100
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$3,137$0
Note rate3.750%7.400%
Blended rate3.750%7.640%
1st payment$3,175.25$3,732.62
2nd payment$0.00$0.00
Taxes / mo$364.42$364.42
Insurance / mo$166.67$166.67
MI / mo$0.00$107.82
HOA / mo$100.00$100.00
Total monthly$3,806.34$4,471.52
Cash to close$0$59,900