Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$683,277$639,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$3,416$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$4,355.03$4,424.31
2nd payment$0.00$0.00
Taxes / mo$688.67$688.67
Insurance / mo$216.67$216.67
MI / mo$0.00$127.80
HOA / mo$90.00$90.00
Total monthly$5,350.36$5,547.44
Cash to close$26,723$71,000