Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$512,529$440,999
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,563$0
Note rate6.260%7.400%
Blended rate6.260%7.640%
1st payment$3,297.57$3,053.39
2nd payment$0.00$0.00
Taxes / mo$301.75$301.75
Insurance / mo$166.67$166.67
MI / mo$0.00$88.20
HOA / mo$53.33$53.33
Total monthly$3,819.31$3,663.34
Cash to close$0$49,000