Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,009$214,650
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$1,035$0
Note rate3.080%7.400%
Blended rate3.080%7.640%
1st payment$996.94$1,486.19
2nd payment$0.00$0.00
Taxes / mo$133.75$133.75
Insurance / mo$150.00$150.00
MI / mo$0.00$42.93
HOA / mo$747.00$747.00
Total monthly$2,027.69$2,559.87
Cash to close$31,491$23,850