Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,528$378,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,983$0
Note rate4.170%7.320%
Blended rate4.170%7.560%
1st payment$2,095.25$2,596.60
2nd payment$0.00$0.00
Taxes / mo$239.92$239.92
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$360.00$360.00
Total monthly$2,845.17$3,422.11
Cash to close$23,472$42,000