Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$457,588$449,910
Remaining term (yrs)25.030.0
Secondary amount$0$0
Funding fee$2,288$0
Note rate3.100%7.400%
Blended rate3.100%7.640%
1st payment$2,184.19$3,115.09
2nd payment$0.00$0.00
Taxes / mo$365.83$365.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.98
HOA / mo$0.00$0.00
Total monthly$2,716.69$3,737.57
Cash to close$42,312$49,990