Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$525,875$512,999
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,629$0
Note rate4.750%7.400%
Blended rate4.750%7.640%
1st payment$2,775.14$3,551.90
2nd payment$0.00$0.00
Taxes / mo$364.00$364.00
Insurance / mo$166.67$166.67
MI / mo$0.00$102.60
HOA / mo$71.00$71.00
Total monthly$3,376.80$4,256.17
Cash to close$44,124$57,000