Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,888$337,500
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,219$0
Note rate3.760%7.400%
Blended rate3.760%7.640%
1st payment$2,248.86$2,336.78
2nd payment$0.00$0.00
Taxes / mo$149.75$149.75
Insurance / mo$150.00$150.00
MI / mo$0.00$67.50
HOA / mo$315.00$315.00
Total monthly$2,863.61$3,019.03
Cash to close$0$37,500