Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$430,285$409,410
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,151$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$2,781.10$2,834.67
2nd payment$0.00$0.00
Taxes / mo$276.50$276.50
Insurance / mo$166.67$166.67
MI / mo$0.00$81.88
HOA / mo$0.00$0.00
Total monthly$3,224.27$3,359.72
Cash to close$24,615$45,490