Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$426,738$270,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.230%7.320%
Blended rate6.080%7.560%
1st payment$2,512.39$1,854.71
2nd payment$0.00$0.00
Taxes / mo$432.50$432.50
Insurance / mo$150.00$150.00
MI / mo$323.00$54.00
HOA / mo$160.00$160.00
Total monthly$3,577.88$2,651.21
Cash to close$0$30,000