Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$365,552$349,999
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.770%7.400%
Blended rate7.320%7.640%
1st payment$2,446.69$2,423.32
2nd payment$0.00$0.00
Taxes / mo$424.33$424.33
Insurance / mo$150.00$150.00
MI / mo$172.54$70.00
HOA / mo$75.00$75.00
Total monthly$3,268.56$3,142.66
Cash to close$23,336$38,889