Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$413,066$413,066$440,999
Remaining term (yrs)26.026.030.0
Secondary amount$0$27,933$0
Funding fee$0$0$0
Note rate6.110%6.110%7.400%
Blended rate6.960%7.089%7.640%
1st payment$2,638.77$2,638.77$3,053.39
2nd payment$0.00$209.49$0.00
Taxes / mo$342.08$342.08$342.08
Insurance / mo$166.67$166.67$166.67
MI / mo$308.11$308.11$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,455.63$3,665.13$3,650.34
Cash to close$76,933$49,000$49,000