Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$381,190$368,550
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.760%7.320%
Blended rate4.610%7.560%
1st payment$1,934.96$2,531.68
2nd payment$0.00$0.00
Taxes / mo$149.92$149.92
Insurance / mo$150.00$150.00
MI / mo$295.59$73.71
HOA / mo$0.00$0.00
Total monthly$2,530.46$2,905.31
Cash to close$28,310$40,950