Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,801$307,801$338,400
Remaining term (yrs)28.128.130.0
Secondary amount$0$30,599$0
Funding fee$1,539$1,539$0
Note rate6.690%6.690%7.320%
Blended rate6.690%6.899%7.560%
1st payment$2,023.28$2,023.28$2,324.57
2nd payment$0.00$229.49$0.00
Taxes / mo$100.50$100.50$100.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.68
HOA / mo$0.00$0.00$0.00
Total monthly$2,273.78$2,503.28$2,642.75
Cash to close$68,199$37,600$37,600