Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$116,910
Remaining term (yrs)——30.0
Secondary amount$0$116,910$0
Funding fee$0$0$0
Note rate0.000%0.000%7.400%
Blended rate0.000%8.000%7.640%
1st payment$0.00$0.00$809.46
2nd payment$0.00$779.40$0.00
Taxes / mo$17.72$17.72$17.72
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$23.38
HOA / mo$0.00$0.00$0.00
Total monthly$167.73$947.13$1,000.57
Cash to close$129,900$12,990$12,990