Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$245,906$240,750
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,230$0
Note rate3.450%7.320%
Blended rate3.450%7.560%
1st payment$1,209.36$1,653.79
2nd payment$0.00$0.00
Taxes / mo$52.58$52.58
Insurance / mo$150.00$150.00
MI / mo$0.00$48.15
HOA / mo$0.00$0.00
Total monthly$1,411.94$1,904.52
Cash to close$21,594$26,750