Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,814$265,455
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,354$0
Note rate6.850%7.320%
Blended rate6.850%7.560%
1st payment$1,812.02$1,823.49
2nd payment$0.00$0.00
Taxes / mo$62.43$62.43
Insurance / mo$150.00$150.00
MI / mo$0.00$53.09
HOA / mo$40.00$40.00
Total monthly$2,064.45$2,129.01
Cash to close$24,136$29,495