Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$243,773$224,100
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$1,219$0
Note rate6.100%7.400%
Blended rate6.100%7.640%
1st payment$1,487.58$1,551.62
2nd payment$0.00$0.00
Taxes / mo$24.31$24.31
Insurance / mo$150.00$150.00
MI / mo$0.00$44.82
HOA / mo$0.00$0.00
Total monthly$1,661.88$1,770.75
Cash to close$5,227$24,900