Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$76,049$76,049$207,000
Remaining term (yrs)18.918.930.0
Secondary amount$0$130,951$0
Funding fee$380$380$0
Note rate3.910%3.910%7.400%
Blended rate3.910%6.497%7.640%
1st payment$471.77$471.77$1,433.23
2nd payment$0.00$873.01$0.00
Taxes / mo$37.80$37.80$37.80
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.40
HOA / mo$0.00$0.00$0.00
Total monthly$659.56$1,532.57$1,662.42
Cash to close$153,951$23,000$23,000