Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$169,443$166,500
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$847$0
Note rate3.060%7.400%
Blended rate3.060%7.640%
1st payment$814.26$1,152.81
2nd payment$0.00$0.00
Taxes / mo$89.44$89.44
Insurance / mo$150.00$150.00
MI / mo$0.00$33.30
HOA / mo$0.00$0.00
Total monthly$1,053.70$1,425.55
Cash to close$15,557$18,500