Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$265,994$265,994$283,949
Remaining term (yrs)25.525.530.0
Secondary amount$0$33,730$0
Funding fee$0$0$0
Note rate4.170%4.170%7.320%
Blended rate5.020%5.791%7.560%
1st payment$1,408.06$1,408.06$1,950.53
2nd payment$0.00$333.78$0.00
Taxes / mo$150.58$150.58$150.58
Insurance / mo$150.00$150.00$150.00
MI / mo$204.69$204.69$56.79
HOA / mo$49.33$49.33$49.33
Total monthly$1,962.66$2,296.44$2,357.24
Cash to close$49,505$15,775$31,550