Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$183,177$189,000
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$916$0
Note rate6.270%7.400%
Blended rate6.270%7.640%
1st payment$1,182.58$1,308.60
2nd payment$0.00$0.00
Taxes / mo$49.30$49.30
Insurance / mo$150.00$150.00
MI / mo$0.00$37.80
HOA / mo$4.17$4.17
Total monthly$1,386.05$1,549.87
Cash to close$26,823$21,000