Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,781$269,781$359,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$90,129$0
Funding fee$1,349$1,349$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.126%7.640%
1st payment$1,743.70$1,743.70$2,491.94
2nd payment$0.00$675.97$0.00
Taxes / mo$105.58$105.58$105.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,999.28$2,675.25$2,819.51
Cash to close$130,119$39,990$39,990